This fixes an insta-panic in `ChannelMonitor` deserialization where
we always `unwrap` a previous value to determine the default value
of a later field. However, because we always ran the `unwrap`
before the previous field is read, we'd always panic.

The fix is rather simple - use a `OptionDeserWrapper` for
`default_value` fields and only fill in the default value if no
value was read while walking the TLV stream.

The only complexity comes from our desire to support
`read_tlv_field` calls that use an explicit field rather than an
`Option` of some sort, which requires some statement which can
assign both an `OptionDeserWrapper<T>` variable and a `T` variable.
We settle on `x = t.into()` and implement `From<T> for
OptionDeserWrapper<T>` which works, though it requires users to
specify types explicitly due to Rust determining expression types
prior to macro execution, completely guessing with no knowlege for
integer expressions (see
rust-lang/rust#91369).