streamline-mortgage

• Add the ability to store mortgage requests as JSON
• Add the ability to process mortgage requests for underwriting
• Add the ability to fabricate credit score data
• Add the ability to fabricate housing value data
• Add the ability to publish underwriting decisions
• Add the ability to retrieve mortgage requests by ID
• Add the ability to generate "loads" of mortgage requests with fabricated data
• Create a user interface to apply for a mortgage
• Create a user interface to monitor the portfolio risk
• Add the ability to dynamically change underwriting decisions
• Add the ability to learn the changes in the risk portfolio and adjust rules at runtime - machine learning.

Data Sample

Request

{
  applicants : [
    {
      firstName:'',
      lastName:'',
      birthDate:'',
      ssn:'',
      income: '',
      address: {
        street:'',
        city:'',
        state:'',
        zip:''
      }
    }
  ],

  property: {
    address: {
      street:'',
      city:'',
      state:'',
      zip:''
    }
  },

  loan : {
    purchasePrice:'',
    downPayment:'',
    term:''
  }
}

Credit Score Service Responses

[
  {
    firstName:'',
    lastName:'',
    ssn:'',
    address: {
      street:'',
      city:'',
      state:'',
      zip:''
    }
    score:''
  }
]

Zillow Home Information Service Responses

{
  address: {
    street:'',
    city:'',
    state:'',
    zip:''
  },
  estimatedValue: '',
  parcelNumber:'',
  features: {
    beds:'',
    yearBuilt:'',
    baths:'',
    sqft:'',
    lotSize:'',
    garage:'',
    roof:''
  }
}

Streamline Mortgage Response

{
  applicants : [
    {
      firstName:'',
      lastName:'',
      birthDate:'',
      ssn:'',
      address: {
        street:'',
        city:'',
        state:'',
        zip:''
      }
    }
  ],

  property: {
    address: {
      street:'',
      city:'',
      state:'',
      zip:''
    }
  },

  loan : {
    purchasePrice:'',
    downPayment:'',
    term:''
  },

  response: {
    status:'',
    rate:'',
    grade:'',
    explanation:''
  }
}