Fix repl and wallet help docs

[notmandatory]

Description

This fixes the help docs for the repl and wallet subcommands. The repl subcommand was showing the proxy options docs instead, and the wallet subcommand was showing the description from the WalletSubCommand enum.

This is a workaround for structopt issue #333, #391, #418; see TeXitoi/structopt#333 (comment)

Notes to the reviewers

Before this PR this was showing:

$ cargo run --features esplora-ureq,compiler -- --help
...
SUBCOMMANDS:
    compile    Compile a miniscript policy to an output descriptor
    help       Prints this message or the help of the given subcommand(s)
    key        Key management sub-commands
    repl       Proxy Server options
    wallet     Wallet sub-commands

After this PR we get:

$ cargo run --features esplora-ureq,compiler -- --help
...
SUBCOMMANDS:
    compile    Compile a miniscript policy to an output descriptor
    help       Prints this message or the help of the given subcommand(s)
    key        Key management sub-commands
    repl       Enter REPL command loop mode
    wallet     Wallet options and sub-commands

Checklists

All Submissions:

• I've signed all my commits
• I followed the contribution guidelines
• I ran cargo fmt and cargo clippy before committing

Bugfixes:

• This pull request breaks the existing API
• I've added tests to reproduce the issue which are now passing
• I'm linking the issue being fixed by this PR

[rajarshimaitra]

Concept + tACK 2023475

Needs a rebase..

[notmandatory]

I also had to pin the version of fd-lock to version 3.0.2 to resolve an error when building with rust +1.46.0.