diff --git a/CHANGELOG.md b/CHANGELOG.md
index df36b728eb0..7fef55e2c5d 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -9,6 +9,7 @@
 ### Bug fixes
 
 * [#8892](https://github.com/rubocop-hq/rubocop/issues/8892): Fix an error for `Style/StringConcatenation` when correcting nested concatenable parts. ([@fatkodima][])
+* [#8781](https://github.com/rubocop-hq/rubocop/issues/8781): Fix handling of comments in `Style/SafeNavigation` autocorrection. ([@dvandersluis][])
 
 ### Changes
 
diff --git a/lib/rubocop/cop/style/safe_navigation.rb b/lib/rubocop/cop/style/safe_navigation.rb
index 99e44feab5c..7043e3b5959 100644
--- a/lib/rubocop/cop/style/safe_navigation.rb
+++ b/lib/rubocop/cop/style/safe_navigation.rb
@@ -142,10 +142,22 @@ def handle_comments(corrector, node, method_call)
         end
 
         def comments(node)
-          processed_source.each_comment_in_lines(
-            node.loc.first_line...
-            node.loc.last_line
-          ).to_a
+          relevant_comment_ranges(node).each.with_object([]) do |range, comments|
+            comments.concat(processed_source.each_comment_in_lines(range).to_a)
+          end
+        end
+
+        def relevant_comment_ranges(node)
+          # Get source lines ranges inside the if node that aren't inside an inner node
+          # Comments inside an inner node should remain attached to that node, and not
+          # moved.
+          begin_pos = node.loc.first_line
+          end_pos = node.loc.last_line
+
+          node.child_nodes.each.with_object([]) do |child, ranges|
+            ranges << (begin_pos...child.loc.first_line)
+            begin_pos = child.loc.last_line
+          end << (begin_pos...end_pos)
         end
 
         def allowed_if_condition?(node)
diff --git a/spec/rubocop/cop/style/safe_navigation_spec.rb b/spec/rubocop/cop/style/safe_navigation_spec.rb
index cc10dee6876..920e972f6b8 100644
--- a/spec/rubocop/cop/style/safe_navigation_spec.rb
+++ b/spec/rubocop/cop/style/safe_navigation_spec.rb
@@ -160,6 +160,32 @@
     RUBY
   end
 
+  # See https://github.com/rubocop-hq/rubocop/issues/8781
+  it 'does not move comments that are inside an inner block' do
+    expect_offense(<<~RUBY)
+      # Comment 1
+      if x
+      ^^^^ Use safe navigation (`&.`) instead of checking if an object exists before calling the method.
+        # Comment 2
+        x.each do
+          # Comment 3
+          # Comment 4
+        end
+        # Comment 5
+      end
+    RUBY
+
+    expect_correction(<<~RUBY)
+      # Comment 1
+      # Comment 2
+      # Comment 5
+      x&.each do
+          # Comment 3
+          # Comment 4
+        end
+    RUBY
+  end
+
   shared_examples 'all variable types' do |variable|
     context 'modifier if' do
       shared_examples 'safe guarding logical break keywords' do |keyword|