diff --git a/activemodel/CHANGELOG.md b/activemodel/CHANGELOG.md
index 4bf96e11b045e..0b2fa37787629 100644
--- a/activemodel/CHANGELOG.md
+++ b/activemodel/CHANGELOG.md
@@ -1,3 +1,9 @@
+*   Fix numericality validator to still use value before type cast except Active Record.
+
+    Fixes #33651, #33686.
+
+    *Ryuta Kamizono*
+
 *   Fix `ActiveModel::Serializers::JSON#as_json` method for timestamps.
 
      Before:
diff --git a/activemodel/lib/active_model/validations/numericality.rb b/activemodel/lib/active_model/validations/numericality.rb
index 375304031613c..126a87ac6e151 100644
--- a/activemodel/lib/active_model/validations/numericality.rb
+++ b/activemodel/lib/active_model/validations/numericality.rb
@@ -21,10 +21,17 @@ def check_validity!
       def validate_each(record, attr_name, value)
         came_from_user = :"#{attr_name}_came_from_user?"
 
-        if record.respond_to?(came_from_user) && record.public_send(came_from_user)
-          raw_value = record.read_attribute_before_type_cast(attr_name)
-        elsif record.respond_to?(:read_attribute)
-          raw_value = record.read_attribute(attr_name)
+        if record.respond_to?(came_from_user)
+          if record.public_send(came_from_user)
+            raw_value = record.read_attribute_before_type_cast(attr_name)
+          elsif record.respond_to?(:read_attribute)
+            raw_value = record.read_attribute(attr_name)
+          end
+        else
+          before_type_cast = :"#{attr_name}_before_type_cast"
+          if record.respond_to?(before_type_cast)
+            raw_value = record.public_send(before_type_cast)
+          end
         end
         raw_value ||= value
 
diff --git a/activemodel/test/cases/validations/numericality_validation_test.rb b/activemodel/test/cases/validations/numericality_validation_test.rb
index 01b78ae72ecf7..ca3c3bc40d772 100644
--- a/activemodel/test/cases/validations/numericality_validation_test.rb
+++ b/activemodel/test/cases/validations/numericality_validation_test.rb
@@ -262,6 +262,16 @@ def test_validates_numericality_of_for_ruby_class
     Person.clear_validators!
   end
 
+  def test_validates_numericality_using_value_before_type_cast_if_possible
+    Topic.validates_numericality_of :price
+
+    topic = Topic.new(price: 50)
+
+    assert_equal "$50.00", topic.price
+    assert_equal 50, topic.price_before_type_cast
+    assert_predicate topic, :valid?
+  end
+
   def test_validates_numericality_with_exponent_number
     base = 10_000_000_000_000_000
     Topic.validates_numericality_of :approved, less_than_or_equal_to: base
diff --git a/activemodel/test/models/topic.rb b/activemodel/test/models/topic.rb
index b0af00ee4577d..db3284f83329c 100644
--- a/activemodel/test/models/topic.rb
+++ b/activemodel/test/models/topic.rb
@@ -3,6 +3,11 @@
 class Topic
   include ActiveModel::Validations
   include ActiveModel::Validations::Callbacks
+  include ActiveModel::AttributeMethods
+  include ActiveSupport::NumberHelper
+
+  attribute_method_suffix "_before_type_cast"
+  define_attribute_method :price
 
   def self._validates_default_keys
     super | [ :message ]
@@ -10,6 +15,7 @@ def self._validates_default_keys
 
   attr_accessor :title, :author_name, :content, :approved, :created_at
   attr_accessor :after_validation_performed
+  attr_writer :price
 
   after_validation :perform_after_validation
 
@@ -38,4 +44,12 @@ def my_validation
   def my_validation_with_arg(attr)
     errors.add attr, "is missing" unless send(attr)
   end
+
+  def price
+    number_to_currency @price
+  end
+
+  def attribute_before_type_cast(attr)
+    instance_variable_get(:"@#{attr}")
+  end
 end