sstable: index block always loaded; even if unused

[jbowens]

The singleLevelIterator and twoLevelIterator init methods both load the the highest index block. When CockroachDB is performing an MVCC Get, this may be unnecessary. If the iterator is only ever used for a call to SeekPrefixGE and the bloom filter is effective, the index block may never be seeked. It's unclear if this is at all impactful, and lazily loading the index block will inevitably add some small overhead and code complexity to seek operations.

Alternatively, we could implement a special Reader.GetPrefix method this optimization and others (#2002), without needing to edit the codepaths for other seek operations.