diff --git a/lib/adapters/xhr.js b/lib/adapters/xhr.js
index d0d6902064..315a156d0e 100644
--- a/lib/adapters/xhr.js
+++ b/lib/adapters/xhr.js
@@ -141,8 +141,8 @@ module.exports = function xhrAdapter(config) {
     }
 
     // Add withCredentials to request if needed
-    if (config.withCredentials) {
-      request.withCredentials = true;
+    if (config.withCredentials !== undefined) {
+      request.withCredentials = config.withCredentials;
     }
 
     // Add responseType to request if needed
diff --git a/test/specs/xsrf.spec.js b/test/specs/xsrf.spec.js
index 56cc0d28c4..117bb0b235 100644
--- a/test/specs/xsrf.spec.js
+++ b/test/specs/xsrf.spec.js
@@ -75,6 +75,7 @@ describe('xsrf', function () {
     });
 
     getAjaxRequest().then(function (request) {
+      expect(request.withCredentials).toEqual(true);
       expect(request.requestHeaders[axios.defaults.xsrfHeaderName]).toEqual('12345');
       done();
     });