diff --git a/csv/src/main/java/com/fasterxml/jackson/dataformat/csv/impl/CsvDecoder.java b/csv/src/main/java/com/fasterxml/jackson/dataformat/csv/impl/CsvDecoder.java
index 82929133..4b41f6c9 100644
--- a/csv/src/main/java/com/fasterxml/jackson/dataformat/csv/impl/CsvDecoder.java
+++ b/csv/src/main/java/com/fasterxml/jackson/dataformat/csv/impl/CsvDecoder.java
@@ -267,8 +267,8 @@ public CsvDecoder(CsvParser owner, IOContext ctxt, Reader r, CsvSchema schema,
         _inputSource = r;
         _textBuffer = textBuffer;
         _autoCloseInput =  JsonParser.Feature.AUTO_CLOSE_SOURCE.enabledIn(stdFeatures);
-        final boolean legacy = JsonParser.Feature.ALLOW_YAML_COMMENTS.enabledIn(stdFeatures);
-        _allowComments = legacy | CsvParser.Feature.ALLOW_COMMENTS.enabledIn(csvFeatures);
+        final boolean oldComments = JsonParser.Feature.ALLOW_YAML_COMMENTS.enabledIn(stdFeatures);
+        _allowComments = oldComments | CsvParser.Feature.ALLOW_COMMENTS.enabledIn(csvFeatures);
         _trimSpaces = CsvParser.Feature.TRIM_SPACES.enabledIn(csvFeatures);
         _skipBlankLines = CsvParser.Feature.SKIP_EMPTY_LINES.enabledIn(csvFeatures);
         _inputBuffer = ctxt.allocTokenBuffer();
@@ -284,7 +284,9 @@ public void setSchema(CsvSchema schema)
         _separatorChar = schema.getColumnSeparator();
         _quoteChar = schema.getQuoteChar();
         _escapeChar = schema.getEscapeChar();
-        _allowComments = _allowComments | schema.allowsComments();
+        if (!_allowComments) {
+            _allowComments = schema.allowsComments();
+        }
         int max = Math.max(_separatorChar, _quoteChar);
         max = Math.max(max, _escapeChar);
         max = Math.max(max, '\r');
@@ -298,6 +300,12 @@ public void setSchema(CsvSchema schema)
     public void overrideFormatFeatures(int csvFeatures) {
         _trimSpaces = CsvParser.Feature.TRIM_SPACES.enabledIn(csvFeatures);
         _skipBlankLines = CsvParser.Feature.SKIP_EMPTY_LINES.enabledIn(csvFeatures);
+
+        // 07-Oct-2019, tatu: not 100% accurate, as we have no access to legacy
+        //     setting. But close enough, fixed in 3.0
+        if (CsvParser.Feature.ALLOW_COMMENTS.enabledIn(csvFeatures)) {
+            _allowComments = true;
+        }
     }
 
     /*
diff --git a/csv/src/test/java/com/fasterxml/jackson/dataformat/csv/deser/SkipBlankLines15Test.java b/csv/src/test/java/com/fasterxml/jackson/dataformat/csv/deser/SkipBlankLines15Test.java
index 7e8de0fe..5dc8b019 100644
--- a/csv/src/test/java/com/fasterxml/jackson/dataformat/csv/deser/SkipBlankLines15Test.java
+++ b/csv/src/test/java/com/fasterxml/jackson/dataformat/csv/deser/SkipBlankLines15Test.java
@@ -90,6 +90,7 @@ public void testCsvWithBlankLineAndCommentSkipBlankLinesFeatureEnabledAndAllowCo
                 .with(CsvParser.Feature.ALLOW_COMMENTS)
                 .readValue(CSV_WITH_BLANK_LINE_AND_COMMENT);
         // blank/empty/comment lines are skipped
+
         assertArrayEquals(expected(
                 row("1", "xyz"),
                 row("true", "")